ANALISIS CRYPTOCURRENCY BERDASARKAN PRESPEKTIF EKONOMI SYARI’AH
Keywords:
Cryptocurrency, Sharia EconomyAbstract
The impact of using cryptocurrency when viewed from the perspective of Indonesian law can trigger various crimes that cause losses in several areas, one of which is in the economic sector. The problems that arise are that prices fluctuate, there are triggers for money laundering, and several problems from the opinions of ulama such as gharar, non-fulfillment of sil'ah and so on. The type of research used in this research is Library Research or library research. Carried out using library literature and documents from previous research. According to the type of data and analysis, qualitative research is carried out which emphasizes research and description in analyzing meaning. The aim of this research is a deep and broad understanding of the matter being studied. The source of information for this research comes from social media and journals. The results of this research are that crypto has a higher risk of loss and volatility, and is susceptible to money laundering. Then According to Nobel prize winning Economist and Columbia University professor Joseph Stiglitz cryptocurrency can be involved in money laundering. According to NU, cryptocurrency is obliged to pay zakat with the assets stored on the card. According to Muhammadiyah, the law on cryptocurrency depends on whether it is used for good or evil, but tends to prohibit it because cryptocurrency has not been recognized by the state as a medium of exchange, scale or commodity. Not to mention, cryptocurrency fluctuation numbers can change drastically in a short time. Meanwhile, the Fatwa of the Indonesian Ulema Council is of the opinion that crypto is prohibited unless the sil'ah requirements are met because it contains gharar, dharar, qimar and does not fulfill the sil'ah requirements, namely that it has a physical form, has value, the exact amount is known, has ownership rights and can be handed over to the buyer.
References
Afrizal, A., Marliyah, M., & Fuadi, F. (2021). Analisis Terhadap Cryptocurrency (Perspektif Mata Uang, Hukum, Ekonomi Dan Syariah). E-Mabis: Jurnal Ekonomi Manajemen Dan Bisnis, 22(2), 13–41. https://doi.org/10.29103/e-mabis.v22i2.689
Al-Amin, Andespa, W., & Bashir, H. (2022). Peran Baitul Maal Wa Tamwil (BMT) Sidogiri Unit Cabang Sui Kunyit Terhadap Pemberdayaan Usaha Mikro Kecil di Desa Sui Kunyit Hulu. BULLET: Jurnal Multidisiplin Ilmu, 1(6), 1214–1227.
Al-Amin, A.-A., Alfia, N., Subeno, H., Andespa, W., & Sabri, S. (2023). The Effect of Claim Service Quality on the Decision to Buy Sharia Insurance Products (Case study on Sharia Insurance in Indonesia). GIC Proceeding, 1, 396–407.
Al-Amin, A.-A., & Andespa, W. (2022). Income and Cost Analysis of Profitability in the Baitul Maal Wa Tamwil Sidogiri Savings and Loans Cooperative, Mempawah Branch. JOVISHE: Journal of Visionary Sharia Economy, 1(1), 75–87.
Amin, A.-A., & Taufiq, M. M. (2023). Analisis Pengaruh Hifdz Al Maal Terhadap Pengelolaan Harta Pada Pedagang Muslim Pasar Aur Kuning Kota Bukittinggi. JESI (Jurnal Ekonomi Syariah Indonesia), 12(2), 163–169.
Amin, A., Putra, R., Subeno, H., Bashir, H., Andespa, W., & Ridwan, A. (2023). Penerapan dan Urgensi Model Model Cash Waqaf (Studi pada Hasil Jurnal Penelitian di Indonesia). Journal on Education, 5(2), 3095–3107.
Asbullah, M., Barus, I., Al-Amin, A.-A., & Irnayenti, I. (2023). PENGARUH PELATIHAN BUDIDAYA LELE TERHADAP MINAT BERWIRAUSAHA MASYARAKAT SUI KUNYIT HULU. Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi), 7(1), 923–932.
Asnah, A., Sabri, S., Febrianti, E., & Al-Amin, A.-A. (2023). Konsep Pemeliharaan Harta Dalam Perspektif Konvensional Dan Syariah. Innovative: Journal Of Social Science Research, 3(2), 11033–11046.
Ausop, A. Z., & Aulia, E. S. N. (2018). Teknologi Cryptocurrency Bitcoin Untuk Investasi Dan Transaksi Bisnis Menurut Syariat Islam. Jurnal Sosioteknologi, 17(1), 74–92. https://doi.org/10.5614/sostek.itbj.2018.17.1.8
Bappebti. (2020). Peraturan Badan Pengawas Perdagangan Berjangka Komoditi Nomor 7 Tahun 2020. Bappebti.
Basywar, M., & Amdar, F. H. (2021). Fatwa-Fatwa Transaksi Digital: Studi Komparatif Fatwa Nu Dan Muhammadiyah. Al-Kharaj, 1(1), 62–75. https://doi.org/10.30863/alkharaj.v1i1.1545
Disemadi, H. S., & Delvi. (2021). Kajian Praktik Money Laundering Dan Tax Avoidance Dalam. NUSANTARA: Jurnal Ilmu Pengetahuan, 8(3), 326–340.
Doni, A. H., Al-Amin, A.-A., & Alfiona, F. (2022). LITERATUR REVIEW: EFEK PENDAPATAN DAN SUBSTITUSI DITINJAU DARI EKONOMI ISLAM DAN KONVENSIONAL. Jurnal Ilmiah Ekonomi, Manajemen Dan Syariah (JIEMAS), 1(3), 144–151.
Doni, A. H., Alfiona, F., Andespa, W., & Al-Amin, A.-A. (2022). PENGANGGURAN DALAM PERSPEKTIF EKONOMI ISLAM DAN KOVENSIONAL. Jurnal Ilmiah Ekonomi, Manajemen Dan Syariah (JIEMAS), 2(1), 1–10.
Elwell, C. K., Murphy, M. M., & Seitzinger, M. V. (2014). Bitcoin: Questions, answers, and analysis of legal issues. Virtual Currencies: Regulatory and Tax Compliance Issues, 97–120.
F. Yudhi Priyo Amboro, A. C. (2019). Prospek Pengaturan Cryptocurrency sebagai Mata Uang Virtual di Indonesia (Studi Perbandingan Hukum Jepang Dan Singapura). Journal of Judicial Review, 2(2), 1–154.
Febrianti, E., Sabri, S., Asnah, A., & Al-Amin, A.-A. (2023). Komparasi Pengelolaan Pendapatan Negara Dari Sektor Zakat Di Masing-Masing Periode Kalifah Ar Rasyidin. Innovative: Journal Of Social Science Research, 3(2), 11021–11032.
Gustiana. (2013). Investigasi Investasi: Sebuah Kajian Teoritis Tentang Alternatif Pilihan. 23(2).
Hamidah, C. (2016). Investasi Properti Sebagai Pilihan Keluarga Tenaga Kerja Indonesia (TKI) Di Kecamatan Babadan Kabupaten Ponorogo. Rosiding Seminar Nasional Hasil-Hasil Penelitian 2016 : Bidang Agama Islam, Budaya, Ekonomi, Sosial Humaniora, Teknologi, Kesehatan, Dan Pendidikan, 99–104.
Hardian Satria Jati, A. A. Z. (2021). Transaksi Cryptocurrency Perspektif Hukum Ekonomi Syariah. Jurnal Al-Adalah : Jurnal Hukum Dan Politik Islam, 2, 147–148. https://doi.org/10.15294/jejak.v13i1.23099
Liu, Y., & Tsyvinski, A. (2018). Risks and returns of cryptocurrency. Working paper. NBER Working Paper, 24877, 1–68.
Manajemen, J., Jurnal, T., & Setiawan, E. P. (2020). Fakultas Matematika dan Ilmu Pengetahuan Alam. Universitas Negeri Yogyakarta Jurnal Manajemen Teknologi, 19(2), 130–144.
Marzuki, S. N. (2021). Konsep Uang dan Kebijakan Moneter Dalam Ekonomi Islam. Al-Iqtishad: Jurnal Ekonomi, 1(2), 201–216.
Mohd Noh, M. S., & Abu Bakar, M. S. (2020). Cryptocurrency as A Main Currency: A Maqasidic Approach. Al-Uqud : Journal of Islamic Economics, 4(1), 115. https://doi.org/10.26740/al-uqud.v4n1.p115-132
Rani, dewati A. maha, Sugiartha, I. N. G., & Karma, N. M. S. (2021). Uang Virtual (Cryptocurrency) Sebagai Sarana Tindak Pidana Pencucian. Jurnal Konstruksi Hukum, 2(1), 19–23.
Yermack, D. (2013). Nber Working Paper Series Is Bitcoin a Real Currency?
Zain, M. F. (2018). Mining-Trading Cryptocurrency dalam Hukum Islam. Al-Manahij: Jurnal Kajian Hukum Islam, 12(1), 119–132. https://doi.org/10.24090/mnh.v12i1.1303
Zain, M. F. (2018). Mining-trading cryptocurrency dalam hukum Islam. AlManahij: Jurnal Kajian Hukum Islam, 12(1), 119132.
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Jurnal Ekonomi dan Bisnis
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
